However, you have to take into account why we are introducing local banking.In New Dawn, its main purpose is to be a convenience feature.
This is DND, not any other iteration of DF. Everything is slower, and more local. It is the way it is.
Please understand that unlike during InDev, we are forced to communicate only once per week at most.
The writing of this reply has taken a bit more than a full man-day.
You should recomend the game to new players. It's never been in a better state
As a side note, alt proportions have not increased over the rates we saw during InDev, and these were negligible.